Best Home insurance company in United States – Amica Mutual Insurance


According to U.S. Home Insurance Study – Homeowners Insurance (2018)

Here are the best Listed for Home insurance companies in United States of America.Number 01 for Home Insurance is Amaica Mutual Insurance.

Amica Insurance is Rhode Island based insurance company that offers auto, home and life insurance , Company founded in 1907 by A.T. Vigneron. In 2007 Amica celebrated a hundred years in business industry.

ALSO Amica has won “Highest Customer Satisfaction Among National Homeowner Insurers, 17 Years in a Row.


Best Home insurance company in United States - Amica Mutual Insurance

Best Home insurance company in United States – Amica Mutual Insurance


Amica Home Insurance Coverage

Dwelling Coverage
This coverage provides protection if your home is damaged by a covered loss such as fire, lightning, wind or hail. Structures that are attached to homes, such as garages, are included in the coverage.

Other Structures Coverage
Just like your home, detached structures on your property, like sheds, garages and fences, are protected in the event of a covered loss.


Personal Property Coverage
This is coverage for property that is not permanently affixed to your home or structure, such as furniture, clothing, electronics and other items.

Loss of Use Coverage
If you home damaged and it’s unfit to live in, your living expenses may suddenly and temporarily increase. Temporary housing for hotels or rental , storage rental, even higher than normal food bills all fall under this coverage.

Personal Liability Coverage
If someone is injured or has a personal item damaged on your property you could be liable for medical payments and other costs. This part of your policy provides coverage for claims of property damage and bodily injury.

Extended Home Insurance Coverage
If customer need more coverage Amica insurance have a extend Home insurance coverage which is Dwelling replacement coverage ( Cost to build or repair home ) , Personal property replacement ( repair or replacement of property ) , Valuable items coverage ( High value items like Golds, Jewels,and etc Protection ) , Theft coverage ,Catastrophic coverage ( Natural disaster insurance ) and etc.

Amica policy discount contained :

Loyalty ( Insurer for at least 2 years )
Multi Line ( Home insurance combine with other insurance policy such as Auto )
Claim free Discount ( When customer have NO claim for last 3 years allows to have this discount)
Auto pay and E discount




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